Credit Analyst - Subsidiary Lending Group

Company Overview

Bank of America is dedicated to enhancing financial lives through meaningful connections, driven by a commitment to Responsible Growth which benefits clients, employees, communities, and shareholders alike. We promote a diverse and inclusive culture with robust investment in our people’s well-being via competitive benefits supporting physical, emotional, and financial health. Flexibility is tailored according to roles, reflecting our commitment to supporting our employees.

The Team

The Enterprise Credit Subsidiary Lending Group (EC SLG) independently manages credit portfolios for local subsidiaries of multinational corporations. Operating across 12 countries in three regions, EC SLG acts as the Local R-Credit Specialist, executing credit administration and coordinating local jurisdictional needs with stakeholders and business partners.

Key Responsibilities

• Manage credit portfolios for local subsidiaries of multinational clients with independent oversight.
• Lead the preparation, negotiation, and finalization of credit documentation and loan agreements.
• Interact directly with global credit teams, local subsidiary banking units, and external clients.
• Ensure timely completion of credit transactions.
• Oversee local Legal Entity approval and booking processes, collaborating with Tax, Legal, Finance, Compliance, and Management teams.

Candidate Requirements

• Contribute proactively to the growth of the Enterprise Credit Subsidiary Lending business.
• Display professionalism, integrity, and exemplary conduct in all work aspects.
• Support responsible growth objectives benefiting shareholders.
• Capable of active risk management.
• University degree or equivalent qualification/experience.
• Experience in credit analysis with solid understanding of Corporate Banking products and services.
• Proficiency in reading and interpreting loan agreements and associated documents.
• Excellent written communication skills suited for all organizational levels.
• Team-oriented, results-driven, adaptable, and able to perform under pressure.
• Effective time management and prioritization abilities.
• Skilled at coordinating multiple internal and external contacts.

Employee Benefits

• Private healthcare coverage for employees and their families, including annual health screenings with optional partner screenings.
• Competitive pension plan, life insurance, and group income protection for disability or health-related work absence.
• Access to 20 days of back-up childcare and 20 days of back-up adult care annually.
• Flexible benefits allowing customization of core perks, including wellbeing accounts, travel insurance, critical illness coverage, and more.
• Emotional wellbeing support through helplines, mental health first aiders, and virtual GP services.
• Employee Assistance Program offering confidential daily life support.
• Charitable giving program with payroll deductions matched by the bank.
• Participation in Arts & Culture corporate membership with discounts to major UK cultural venues and exhibitions.
• Opportunities to volunteer locally to develop new skills and contribute to the community.

Additional Information

Good conduct and sound judgment underpin long-term success at Bank of America. Our Code of Conduct emphasizes individual accountability and proper risk management. The bank is committed to equal opportunity employment, ensuring non-discrimination by sex, gender identity, marital status, race, religion, age, sexual orientation, disability, and more. Recruitment focuses on merit and qualifications, with accommodations available for candidates requiring adjustments during the hiring process.