Sales Executive

Position Summary

We are seeking a motivated Sales Executive to promote and sell banking products, primarily credit cards. The role involves achieving monthly sales targets, generating leads through various channels, and maintaining strong customer relationships for referrals and repeat business.

Core Responsibilities

• Promote and sell banking products such as credit cards.
• Meet or exceed monthly sales targets and organizational business objectives.
• Proactively generate leads via field sales activities, referrals, and engaging directly with customers.
• Clearly articulate product features, eligibility criteria, benefits, and terms to prospective clients.
• Assist customers with completing applications and ensuring proper documentation in compliance with KYC standards.
• Verify customer documents carefully in accordance with bank guidelines.
• Follow up consistently on application status and approvals.
• Build continuous relationships with customers to encourage repeat business and obtain referrals.
• Maintain accurate daily sales reports, customer records, and activity logs.
• Liaise with internal departments to ensure smooth customer onboarding and process flow.
• Adhere strictly to banking policies, regulatory requirements, and maintain confidentiality of sensitive data.
• Participate in sales campaigns, promotional events, and outdoor marketing initiatives.
• Stay informed of banking product updates, current offers, and competitive landscape.
• Address customer inquiries promptly and provide effective solutions.
• Strive to balance both sales volume and customer service quality objectives.

Preferred Experience

Applicants with 1 to 3 years of experience in banking sales, financial services, credit card sales, or direct sales roles are preferred.

Educational Qualifications

A Bachelor’s degree in Business, Finance, Marketing, or a related discipline is preferred.

Skills and Abilities

• Proven experience selling banking products.
• Strong familiarity with banking product features and eligibility requirements.
• Excellent communication and interpersonal skills.
• Effective negotiation and persuasion capabilities.
• Understanding of KYC procedures and basic banking compliance.
• Ability to manage customer queries and overcome objections.
• Competent in follow-up actions and managing sales pipelines.
• Consistent ability to achieve monthly sales goals.
• Proficiency with MS Office and fundamental CRM software.
• Capable of working well under pressure and meeting strict deadlines.
• Fluent in English; knowledge of additional languages is considered beneficial.
• Professional demeanor with a customer-centered approach.