Insurance Agent/Advisor

About the Role

Care Health Insurance Limited invites motivated candidates to join as Health Insurance Advisors and Co-Rewardees (Leaders) within its Agency Channel. This position offers flexibility with part-time or full-time options and is aimed at individuals interested in building a career and business in health insurance distribution across India.

Primary Responsibilities

• Identify potential clients including individuals and families who require health insurance coverage.
• Assess customers' healthcare and insurance needs effectively.
• Clearly explain the features, benefits, exclusions, and terms of suitable health insurance products.
• Generate quality leads using personal networks, referrals, and online platforms.
• Assist clients throughout the process of proposal submission and policy issuance.
• Maintain and nurture relationships with existing customers to encourage renewals.
• Adhere strictly to company procedures, compliance, and ethical sales standards.

Additionally, as a Co-Rewardee Leader:

• Identify and engage individuals interested in joining as health insurance advisors.
• Educate prospective advisors on opportunities and help onboard them.
• Support new advisors in understanding products, sales strategies, and digital tools.
• Assist your team in lead generation and client acquisition efforts.
• Promote continuous activity and engagement among team members.
• Develop a resilient distribution network by building strong professional relationships.
• Collaborate with branch and team for training and business development initiatives.

Earning Potential

Income is commission-based and includes:

• Personal earnings from direct insurance sales, compliant with company policies and regulations.
• Additional revenues derived from the business produced by recruited advisors, as part of the Co-Rewardee incentives.

Who Should Apply?

• Sales professionals and insurance advisors.
• Financial consultants and real estate agents.
• Freelancers, self-employed persons, homemakers, and retirees.
• Existing professionals in insurance or financial services aiming to expand.
• Individuals seeking part-time income with prospects for business growth in health insurance distribution.

Desired Skills and Qualifications

• Strong communication and interpersonal abilities.
• Customer-oriented mindset.
• Motivation to learn and develop continuously.
• Networking and relationship management skills.
• Interest and skills in sales and business growth.
• Ability to work independently and manage time effectively.
• Leadership qualities for team-building as a Co-Rewardee.
• Basic proficiency with smartphones and internet usage.
• Sales experience is advantageous but not compulsory.

Benefits and Support

• Associating with a reputed health insurance brand.
• Access to comprehensive product and process training programs.
• Support in sales and business development activities.
• Provision of digital tools and resources.
• Flexible work timing arrangements.
• Opportunity to establish and grow your own client base.
• Potential to develop a distribution team and earn performance-based rewards.