Data Analyst, Payments

About Stripe

Stripe is a comprehensive financial infrastructure platform supporting businesses worldwide, ranging from large enterprises to ambitious startups. With a mission to expand the global internet economy, Stripe processes payments and facilitates growth opportunities for millions of companies.

About The Payments Team

The Payments organization manages some of Stripe's most essential payment processes with a platform handling hundreds of billions in payment transactions annually. This team's duties include simplifying intricate partner network cost structures (such as interchange and scheme fees) into clear logic for use internally and externally. They collaborate closely with engineering, product, finance, and partnerships to manage and analyze these network costs effectively.

Key Responsibilities

• Work cross-functionally with engineering, accounting, financial partners, and product teams to analyze payment flows involving billions of dollars.
• Convert complex network fee specifications into implementation instructions, developing billing models for new or updated fees, including scheme and interchange fees.
• Shape product strategies aimed at reducing network costs.
• Collaborate to implement cost-saving initiatives, prioritize investments, and communicate cost and margin trends clearly.
• Ensure accuracy of fee calculations through ongoing validation and alerting mechanisms.
• Provide fee transparency and explanations to internal and external stakeholders, including conducting educational sessions to scale organizational knowledge.
• Drive data and process efficiencies to maintain scalability and speed, automating manual operations and documenting workflows to optimize network cost management.

Candidate Profile

Minimum Qualifications:

• At least 4 years of experience in payment systems within leading technology or payment companies.
• Proficiency in SQL for querying relational databases.
• Capability to manage communications and workflows across technical and non-technical stakeholders, both internally and externally.
• Experience dealing with complex financial systems and resolving large-scale technical challenges.
• Strong skills in financial modeling and diagnostics to prioritize and identify root causes of issues.
• Ability to handle multiple concurrent projects, efficiently triage technical problems, and implement measurable solutions.

Preferred Qualifications:

• Previous experience in fast-paced environments like high-growth fintech or tech companies, or consulting roles.
• Mentorship experience in technical skills development, operational strategy, and problem-solving.
• Experience collaborating with product managers, engineers, finance, or accounting teams.
• Familiarity with ticketing systems and meeting operational targets and metrics.
• Experience using data visualization tools.

Workplace Expectations

Employees in most locations are expected to work onsite at least 50% of the time each month, with some roles requiring full-time office presence depending on team and location needs.

Compensation and Benefits

The base annual salary range for this role in Singapore is SGD 96,000 to SGD 144,000, subject to adjustment based on location and candidate qualifications. This range may cover several seniority levels and includes potential additional compensation such as equity, bonuses, retirement plans, health benefits, and wellness stipends. Final details will be discussed during the hiring process.

Diversity and Inclusion

Stripe values passion, resilience, and integrity and encourages candidates with diverse backgrounds and perspectives, even if their experience doesn't exactly match the requirements, to apply. The company fosters a culture where rigorous thinking and challenging assumptions are welcomed.