Technical Product Manager - AI Neobank App

About KIRA

KIRA is committed to making financial services intelligent, dependable, and accessible for everyone. Founded in 2019 with a mobile-first insurance platform that has become Southeast Asia's leading online insurance provider, KIRA is now expanding to offer comprehensive financial tools including spending, saving, investing, exchanging, and traveling features. The company believes AI technology will drive these advancements for the current generation.

KIRA fosters a passionate work culture that values dedication, innovation, and the development of transformative financial products accessible to all, not just an elite few. The team is globally diverse, spanning more than 20 nationalities, operating both from offices and remotely.

Role Overview

KIRA is developing an AI-driven Neobank Superapp tailored to Southeast Asia, encompassing payments, remittance, insurance, wealth management, and trading functionalities. Products involve real monetary transactions with core focus on reliability, compliance with regulatory standards, and integration with financial infrastructure. The Technical Product Manager will own an entire product vertical, from strategy formulation through technical development, delivery, and market launch. This role demands a nuanced understanding of where AI enhancements add value, maintaining deterministic control where necessary, and crafting trustworthy, auditable financial solutions.

Key Responsibilities

• Lead ownership of a product vertical managing strategy, success metrics, roadmap creation, priority setting, and delivery oversight.
• Collaborate with engineering teams to architect technical solutions including APIs, data management, ledger accuracy, error recovery, security measures, and scalability considerations.
• Balance trade-offs involving data accuracy, processing speed, financial cost, system reliability, compliance obligations, and user experience quality.
• Integrate regulatory compliance features such as KYC, transaction monitoring, limits enforcement, privacy safeguards, and licensing into the product design.
• Implement AI technologies where they demonstrably enhance outcomes with clear metrics, safety protocols, supervised controls, and robust failure management.
• Navigate product launches amidst external dependencies including regulatory clearances, financial transaction networks, and partnerships.
• Align cross-functional teams including Engineering, Design, Compliance, Operations, Treasury, and Finance to ensure seamless product decisions and successful rollouts.

Candidate Profile

• Minimum 5 years' experience in product management with a track record of leading complex technical products from conception to production.
• Solid technical background covering system architectures, API frameworks, database design, workflow management, fault tolerance, and distributed systems.
• Proven ability to work closely with engineering teams to critically assess and influence technical designs.
• Experience within regulated, high-impact industries such as payments, banking, remittance, insurance, or trading.
• Strong aptitude for product judgment and decision-making under constraints involving technology, regulation, and operations.
• Exposure to AI or Large Language Model (LLM) products, including their evaluation, reliability aspects, and discernment regarding appropriate AI application.

Preferred Qualifications

• Background as an engineer or in highly technical product roles.
• Experience in developing fintech or consumer products from zero to launch.
• Expertise in establishing evaluation frameworks for machine learning or LLM-powered products.

Desired Outcomes

• Develop distinct vertical strategies and clear roadmaps.
• Deliver products quickly and overcome critical launch obstacles.
• Maintain absolute correctness of monetary transactions, ensuring users are accurately informed about their funds.
• Implement AI features that are beneficial, reliable, and trusted by users.
• Make thoughtful trade-offs that endure scrutiny and uncertainty.
• Facilitate smooth alignment among engineering, design, compliance, and operations teams with minimal friction.

Work Environment & Location

This is a fully remote position with a globally distributed team operating across multiple time zones. Candidates must demonstrate effective collaboration skills within an international and fast-paced setting. English is the primary working language with strong communication skills required.

Recruitment Process

• Online assessment or practical assignment
• Role-specific interviews
• Final interview with CEO

For highly qualified candidates, the hiring process is expedited with offers possible within one week from interview commencement. Prompt completion of assessments is encouraged for prioritization.