Credit Receivables & Risk Analyst

About Mercury

Mercury is a leading European provider of construction solutions, specializing in managing complex engineering and construction projects for top global corporations. Our projects enable groundbreaking technological and societal advancements that connect people, businesses, and communities. Our team prides itself on innovation, determination, and precision, delivering successful outcomes consistently. We serve sectors such as Enterprise Data Centres, Advanced Technology & Life Sciences, Hyperscale Data Centres, and Fire Protection.

At Mercury, we prioritize supporting our employees in achieving their career aspirations by fostering a challenging yet supportive work environment that encourages personal growth and teamwork.

Job Responsibilities

• Handle customer invoicing, process cash receipts, and reconcile accounts effectively.
• Track aged receivables and conduct regular evaluations of outstanding debts.
• Perform credit evaluations on both new and existing customers using external credit agencies and financial reports.
• Detect high-risk credit exposures and assist in developing risk mitigation strategies.
• Monitor shifts in customers' financial conditions and adjust risk ratings accordingly.
• Conduct periodic credit limit assessments for active customer accounts.
• Assist in creating accounts receivable risk reports, including detailed aged debt analysis and exposure breakdowns by customer, project, and division.
• Participate in provisioning for doubtful debts and managing write-off procedures following company policies.
• Collaborate closely with Project Managers and Commercial Teams to address any billing or payment discrepancies.
• Identify and recommend opportunities to enhance accounts receivable procedures, controls, and reporting systems.
• Support projects aimed at automating processes, improving credit scoring models, and enhancing data quality.
• Ensure strict adherence to all internal controls, policies, and regulatory procedures.

Required Qualifications and Skills

• Possess a third-level qualification in Corporate Finance or a related discipline.
• Have experience or completed an internship in Financial Analysis and Risk Analysis.
• At least one year of practical experience in Accounts Receivable functions including invoicing, account reconciliation, and credit assessment.
• Strong communication and organizational abilities.
• Confident in delivering reports on all financial and risk assessment outcomes.
• Proficient with Microsoft Excel, SAP, and accounts receivable software applications.

Additional Information

Location: Mercury Engineering Limited, Mercury Global Headquarters, Ballycoolin Road, Ballycoolin Business Park, Dublin, D15PD87.

Work Schedule: Monday through Friday, 37.5 hours per week.

Mercury is committed to equal employment opportunities for all applicants.