Business Development Manager

Job Summary

As a Business Development Manager at Bada Finance, you will serve as a trusted expert in financial solutions, engaging with pre-qualified customers to understand their requirements and recommend the most suitable top-up loan options. This role involves nurturing long-term client relationships while unlocking significant earning potential.

Key Responsibilities

• Initiate calls to pre-qualified potential customers to generate high-quality leads for top-up loan offerings.
• Conduct meaningful conversations with approximately 60–70 customers daily, emphasizing quality over call quantity.
• Evaluate customer eligibility by analyzing CIBIL scores and financial documentation to identify suitable leads.
• Provide guidance regarding top-up loan benefits, responding to customer queries and clearly explaining terms and advantages.
• Maintain ongoing customer relationships through WhatsApp follow-ups to build trust and enhance conversion rates.
• Assist customers in collecting and submitting accurate documentation, ensuring completeness.
• Utilize an advanced CRM system, featuring click-to-call technology, to log updates and coordinate effectively with the processing team, minimizing manual paperwork.

Compensation & Benefits

• Dual Incentive Plan: Earn monthly incentives based on units and quarterly bonuses on disbursed loan amounts, with top performers often earning incentives exceeding their base salary.
• Guaranteed Fixed & Timely Salary: Receive a dependable fixed monthly salary on or before the due date, with consistent on-time payments since the company’s inception.
• Paid Leave: Enjoy 20 paid leaves annually.
• Annual Salary Increments: Receive average salary increases of 30% yearly, contingent on performance.
• Mid-Term Increments: High performers may qualify for additional salary hikes during the year.
• Early Promotions: Accelerated promotion opportunities exist for skilled and high-performing employees.
• Leave Encashment: Unused leave can be encashed after one year.
• ESIC Benefits: Full family coverage under ESIC where applicable.
• Medical Insurance: ₹5 lakh coverage effective from confirmation date for permanent staff.
• Skill Development: Access to training in AI-driven CRM systems, financial document analysis, and communication enhancement.
• Career Progression Path: Clear advancement tracks from BDM to senior and leadership roles including Branch Manager.
• Cross Department Mobility: After six months, eligible to apply for roles in other departments based on skills and openings.
• Prime Location: Office situated near Vikhroli railway station and bus stand.
• Head Office Perks: Work in a modern office with departmental access, director interactions, upcoming play zone, and cafeteria.
• LinkedIn Endorsements: Directors provide professional endorsements after one year of dedicated service.

Additional Information

This role is managerial from the outset, involving ownership of customer portfolios, decision-making during interactions, and coordination across teams to ensure seamless loan processing. Unlike traditional tele-calling jobs, it involves communicating only with qualified customers, shorter talk time (less than 90 minutes per day), flexible call targets and breaks, no penalties for fewer calls, multiple communication channels, and a consultative approach rather than scripted pitching.