Full-Stack Engineer

About Clerkie

Clerkie is a fintech startup dedicated to enhancing financial wellness through artificial intelligence. Founded in 2018, it initially served underserved Americans with a financial guidance app and has since expanded to offer integrated B2B software. Their platform helps creditors manage loan losses while assisting millions of borrowers in managing debt. Clerkie operates as a remote-first company with over 40 employees across four U.S. time zones and has raised $41 million, including a $33 million Series A round from prominent investors such as Citi Ventures and Wellington Ventures.

Role Overview

The company seeks a Full-Stack Engineer eager to own and deliver comprehensive product experiences in a dynamic setting. This individual will be involved in all layers of development, from backend architecture to user interface, and will contribute significantly to technical and product decisions.

Key Responsibilities

• Develop and sustain full-stack features spanning backend and frontend systems.
• Take full ownership of features from conception through deployment and maintenance.
• Enhance system reliability, performance, and scalability.
• Engage in architectural and design discussions.
• Work collaboratively with product and design teams to craft superior user experiences.
• Monitor system health and performance through improved observability.
• Contribute to engineering documentation, tooling, and internal best practices.

Recent Engineering Achievements

• Expanded backend capabilities to support enterprise-level growth.
• Developed infrastructure for partner integration.
• Improved system monitoring and reliability.
• Supported major revenue-driving initiatives.
• Collaborated on strategic technical decisions with leadership.
• Streamlined internal systems knowledge and onboarding practices.
• Engaged in team-building activities and cultural events.

Essential Qualifications

• Proven experience building and deploying full-stack applications in a production environment.
• Strong backend development and system design skills.
• Expertise in JavaScript and TypeScript including Node.js and modern frontend frameworks.
• Familiarity with databases; NoSQL experience is advantageous.
• Ability to independently own feature development end-to-end.
• Excellent communication skills across technical and non-technical audiences.
• Adaptability to the rapid pace of a startup environment.

Desirable Skills

• Prior experience in software engineering or full-stack roles.
• Knowledge of cloud platforms like AWS.
• Experience with complex, data-driven applications.
• Comfort with fintech or regulated industry contexts.
• Background in early-stage or fast-growing startups.
• Interest in financial wellness and mission-oriented technology.

Core Values

• Ownership: Taking responsibility for outcomes beyond assigned tasks.
• Bias for Action: Swift and thoughtful decision-making.
• Customer Focus: Commitment to real-world impact.
• Resilience: Navigating ambiguity and changing priorities successfully.
• Desire to Build Meaningful Products: Long-term vision in development.

Compensation and Benefits

• Annual salary range between $90,000 and $150,000.
• Equity participation.
• Remote-first position within the United States.
• Health insurance including medical, dental, and vision.
• 401(k) retirement plans.
• Paid time off and an annual company retreat.
• Company-provided laptop and home office stipend.
• A collaborative culture aligned with company values.

Recruitment Process

• Application submission and asynchronous coding challenge.
• Recruiting screen with Head of People (approximately 15-20 minutes).
• Take-home technical challenge with live review session.
• Live coding interview with senior engineer (90 minutes).
• Final management interview (45 minutes).
• Completion of background and reference checks before offers.

AI & Interview Guidelines

The company leverages AI tools in daily work but asks candidates not to use external problem-solving aids during interviews unless explicitly allowed. The process values fair and uniform assessment of all applicants. Accommodations are available upon request to ensure equitable hiring experiences.