Financial Controller

About the role

Kroo Bank is working to create a new kind of social bank, one that uses money in a way that can improve everyday life and support the planet. The finance team is hiring a Financial Controller to join a fast-growing banking business. This position suits a qualified accountant with experience in financial services audit and around 1 to 2 years of post-qualification experience, ideally from audit, banking, fintech, or a wider financial services setting.

The role focuses on month-end close, financial control, management reporting, and setting up accounting and control processes for new products and significant transactions. A key part of the job is also to help improve finance operations through automation and better processes.

What you'll do

You will help ensure the bank produces accurate, complete, and timely financial information while keeping financial controls strong enough to support continued growth. The role includes ownership of month-end and year-end close activities, protecting the quality of financial data, and helping establish reliable accounting and control frameworks across the business.

You will manage balance sheet control work, support technical accounting analysis, and make sure new products and major transactions are properly recorded and controlled. Working closely with teams across Finance, Treasury, Risk, and Operations, you will contribute to reporting, process improvements, and strategic projects. You will also support finance transformation by improving automation and making finance processes more scalable and efficient.

Core responsibilities

• Coordinate and support the monthly and annual close processes
• Prepare management reports and other internal financial statements
• Handle finance and reporting queries raised across the bank
• Maintain, strengthen, and improve financial control procedures
• Design accounting and control processes for new products and initiatives
• Draft accounting papers and technical accounting memoranda when needed
• Complete balance sheet reconciliations, including loans, deposits, derivatives, and other financial instruments
• Reconcile and track loan portfolios, provisions, and related balances
• Assist with impairment reviews and loan loss provisioning activities
• Help ensure financial data and reporting are complete and accurate
• Support external audits, internal audits, and regulatory reporting obligations
• Contribute to automation work that improves reporting, reconciliations, controls, and month-end speed
• Assist with reporting-system enhancements and wider finance transformation projects
• Collaborate regularly with Finance, Risk, Treasury, and Operations stakeholders

Requirements

• Fully qualified accountant, such as ACA, ACCA, or an equivalent qualification
• Experience in financial services audit, preferably with a Big Four or mid-tier firm
• About 1 to 2 years of post-qualification experience preferred
• Good understanding of banking products and how they should be accounted for and reported, including loans, deposits, and treasury assets such as covered bonds and RMBS
• Exposure to impairment work and loan loss provisioning is strongly preferred
• Strong analytical thinking and problem-solving ability
• A proactive approach with interest in improving and automating processes
• Careful attention to detail and comfort working in a busy, fast-moving environment
• Strong written and verbal communication skills plus stakeholder management ability
• Advanced Excel capability, with familiarity with additional tools, including AI, considered an advantage

Benefits

• 25 days of annual leave, plus 8 bank holidays, 1 Kroo bank holiday on June 24th, and 1 extra day off during your birthday week
• 3 personal days that can be used when needed
• Up to 4 hours per month of employer-supported volunteer time
• Access to Spill for mental health support
• Workplace pension with a 5% employee contribution and a 3% employer top-up
• MacBook and other equipment needed for hybrid working, plus support for home office setup if required
• Access to a modern office in Farringdon, Central London
• Cycle to Work scheme
• Electric Car scheme
• Enhanced parental leave
• Opportunities for growth within a fast-moving, high-growth startup
• Full healthcare cover for you and your immediate family through Vitality

Working model

This position follows a hybrid setup, with remote work combined with office time. The expectation is to come into the London office roughly once a month. The working week runs from Monday to Friday, and the role is not fully on-site.

Diversity, inclusion, and recruitment notes

The company states a strong commitment to diversity, equality, inclusion, and fair treatment for all employees and applicants. Reasonable adjustments are available throughout the hiring process.

Recruitment agencies are asked not to submit resumes or send them to this role or to employees. Unsolicited submissions will not create any fee liability for the company. Candidates are requested to apply directly through the advertised application route and not contact the company or its employees by email, LinkedIn, or other channels for updates or questions.

Work pattern: Monday to Friday

Office expectation: approximately once per month