Senior Pricing Analyst

About QIC Digital Hub

Ranked as the top workplace in Qatar for 2026 and honored as the Best Online Insurance Company in the Middle East for 2025, Qatar Insurance Company (QIC) leads the GCC insurance market with over five decades of history. The Digital Hub's objective is to fully digitize the QIC Group, making insurance and non-insurance services accessible on platforms like qic.online and the QIC app, enabling customers to manage their needs effortlessly anytime and anywhere.

Role Overview and Responsibilities

As a Senior Pricing Analyst in the Retail Insurance team, your role will focus on steering pricing tactics and enhancing portfolio profitability by creating and fine-tuning tariff models. Your pricing judgments should be anchored in claims data analysis, risk stratification, portfolio outcomes, and market trends.

• Create and upkeep pricing and tariff frameworks for Motor Insurance employing methods such as frequency-severity and Generalized Linear Models (GLM), alongside secondary duties involving Travel, Home, and other personal insurance lines.
• Continuously supervise portfolio outcomes, diagnosing factors behind any divergence from expected profit goals.
• Develop evidence-based adjustment suggestions for tariffs to bolster sales, profit margins, and loss ratios.
• Perform analyses involving rate adequacy, competitor pricing comparisons, and client price sensitivity to inform pricing strategies.
• Assist with tariff authorizations, rate filings, and regulatory documentation procedures as needed.
• Collaborate closely with Actuarial, Underwriting, Product, Claims, and Data departments on pricing projects and thorough portfolio examinations.
• Design and maintain pricing dashboards and management reports, sharing insights with pertinent stakeholders.

Candidate Requirements

• A solid 3 to 5 years background in insurance pricing, actuarial studies, or risk analytics, preferably within Motor or wider Property and Casualty insurance segments.
• A Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a closely related discipline.
• Comprehensive understanding of actuarial pricing theories, including frequency-severity models, GLMs, analysis of loss and combined ratios.
• Deep insight into insurance economics including claim experience, client retention, profitability trends, and underwriting cycles.
• Proven ability to build, test, and interpret rating models and evaluate rate impacts.
• Proficiency in SQL and advanced Microsoft Excel abilities for data retrieval, pricing computations, scenario testing, and portfolio analytics.
• Capability to simplify and communicate complex analytical results into commercial strategies to diverse stakeholders.
• English proficiency at level B2 or above.

Preferred Qualifications

• Progress on actuarial certifications such as IFoA or SOA.
• Experience with actuarial and statistical software tools like R, Python, Emblem, or Radar.
• Familiarity with data visualization platforms, for example Tableau or Looker Studio.
• Knowledge about insurance pricing regulation and experience in multiple retail insurance lines including Motor, Travel, and Home.

Terms and Conditions

• A long-term contract with QIC subject to a 3-month probationary period.
• Opportunity to work remotely from over 25 countries as part of a diverse digital workforce.
• Monthly salary payments disbursed in US dollars via SWIFT to your bank.
• Full-time remote engagement with working days Sunday through Thursday aligned to GMT +3.
• Leave entitlements include public holidays per Qatar calendar, 20 annual vacation days, and 10 days for sickness.
• Performance evaluations occur biannually, potentially accompanied by salary increases.
• Visa sponsorship is provided with a chance for relocation to Doha and obtaining a Qatar ID.

Perks and Benefits

• Provision of personalized English language training.
• Coverage under RemoteHealth Premium Insurance.
• Financial support available for professional development including conferences, training, and equipment.
• Consultation opportunities on tax matters with managerial staff.
• Participation in an active Strava-based running club.
• Access to corporate discounts through the Privilege Program, including privileges on Qatar Airways.