Senior Manager - Scorecard Modelling

Overview

Join the Banking and Financial Services team, blending retail and business banking to offer an extensive range of financial products and solutions. Our Treasury division oversees vital functions including credit risk modelling, stress testing, capital management, and balance sheet risk, with a focus on regulatory capital and climate risk management.

This position is part of the credit risk modelling group within Treasury, tasked with managing regulatory capital models (IRB), credit loss provisioning, and credit scorecard development.

As part of a global financial institution with over five decades of consistent profitability, you will have the opportunity to forge a rewarding career while making impactful contributions for a more sustainable tomorrow.

Role Responsibilities

You will lead the end-to-end creation of retail credit scorecard models that support lending decisions, ensuring alignment with regulatory standards and enhancement of our modelling capabilities. Effective collaboration with stakeholders is essential to balance risk assessment with commercial objectives, alongside simplifying complex modelling concepts for broader understanding.

Candidate Profile

• Minimum seven years of progressive experience in quantitative modelling within financial services.
• Demonstrated ability to develop scorecard models from inception to deployment.
• Strong foundation in statistics and quantitative analysis, backed by an academic degree in mathematics, statistics, engineering, or actuarial science.
• Experience managing small teams of two to three members and mentoring junior staff.
• In-depth knowledge of retail lending products combined with solid commercial insight.
• Excellent communication prowess for conveying detailed modelling information to non-specialist audiences.

Employee Benefits

• Annual wellbeing leave day.
• Up to five extra service bonus leave days each year.
• Paid parental leave: up to 20 weeks for primary caregivers, plus 12 days transition leave; six weeks paid leave for non-primary caregivers.
• Two days paid volunteer leave with donation matching.
• Gender affirmation leave up to 12 months, including six weeks paid leave.
• Employee Assistance Program alongside health and wellness initiatives such as skin and health screenings and flu vaccinations.
• Flexible salary packaging arrangements.
• Varied learning and development programs, including professional membership fee reimbursement.
• Hybrid and flexible workplace options subject to role requirements.
• Reimbursement for home office equipment.

About the Banking and Financial Services Division

This division is a technology-focused retail bank dedicated to helping clients achieve key financial milestones, including purchasing homes, expanding businesses, and wealth investment management.

Diversity and Inclusion

The organisation is dedicated to fostering an inclusive workplace that values diverse perspectives and experiences. Equal opportunities are provided irrespective of race, gender, age, disability, sexual orientation, or any other characteristic. Reasonable accommodations are available during recruitment and employment processes upon request.