Senior Associate - Property Finance

Company Overview

ASAP Finance stands as one of New Zealand's premier non-bank lenders, focusing on first mortgage financing for residential and commercial real estate projects. Since its establishment in 2004, the firm has collaborated with investors, developers, and builders to provide innovative, competitive funding solutions across the nation. Featuring a team with deep sector knowledge and hands-on development expertise, ASAP Finance offers personalized support tailored to a range of financing needs. The company has facilitated over $2 billion in funding and extends value-added services such as pre-sale underwriting, joint ventures, and diverse funding options including development, construction finance, bridging finance, and private equity offerings.

Role Description

The Senior Associate position, based in Auckland, entails full-time, onsite responsibilities. This role supports the originations, evaluations, and management of finance transactions related to residential, commercial, and development properties. Key duties include conducting financial analyses, risk assessments, and preparing credit proposals. The incumbent will perform due diligence on borrowers and projects, scrutinize security and legal documentation, coordinate valuation and feasibility assessments, and maintain communication with clients, brokers, and internal teams throughout the lending process. Additionally, the Senior Associate will oversee loan performance monitoring, contribute to portfolio reporting, and participate in process improvements and product development efforts to enhance client satisfaction. Close partnership with senior team members is essential to ensure prompt and compliant execution of financing agreements in line with company policies and legal regulations.

Qualifications

• Advanced skills in financial analysis and credit evaluation, including expertise in cash flow modeling, feasibility analysis, and risk assessment specifically for property transactions.
• Comprehensive understanding of property finance and real estate markets, particularly within non-bank or commercial lending sectors, including knowledge of development and construction funding.
• Strong client relationship management abilities, capable of explaining complex financial topics clearly and establishing trust with investors, developers, and brokers.
• Excellent organizational and time-management aptitude to manage multiple deals simultaneously, adhere to deadlines, and ensure meticulous documentation and reporting.
• Proficiency with financial software tools and standard office applications such as Excel, Word, and PowerPoint for preparing detailed analyses and presentations.
• A bachelor's degree in finance, accounting, business, economics, or a related discipline; possession of professional certifications like CA, CFA, or equivalent is favorable.
• Previous experience in lending, banking, corporate finance, or property investment roles at a senior analyst or associate level.
• Attributes of integrity, sound judgment, collaboration, and a dedication to delivering exceptional client service.