Senior AML & Crypto Officer

Job Overview

We are seeking a Senior AML & Crypto Officer based in Saudi Arabia to take on a critical compliance role focusing on complex investigations related to anti-money laundering (AML), transaction monitoring, sanctions, fraud, and cryptocurrency-associated financial crime risks. This role demands proficiency in conducting thorough end-to-end investigations into customer profiles, transactional patterns, sources of funds, and unusual account activities.

Key Responsibilities

• Lead comprehensive AML, financial crime, sanctions, fraud, and cryptocurrency-related investigations.
• Evaluate customer accounts, transaction histories, and source of wealth to identify suspicious or unusual activities.
• Apply blockchain and wallet analysis using tools like Chainalysis, Elliptic, Fireblocks, or other similar platforms.
• Detect and assess exposure to sanctioned entities, high-risk wallets, darknet activities, mixers, fraud schemes, and jurisdictions considered high risk.
• Screen alerts from crypto transaction monitoring systems, using informed risk judgment to filter legitimate concerns from false positives.
• Analyze both on-chain and off-chain data to spot unusual patterns and emerging financial crime techniques such as layering, structuring, rapid fiat-crypto movements, and mixing service involvement.
• Identify and report new financial crime trends to continually improve monitoring systems.
• Enhance AML, Know Your Transaction (KYT), onboarding processes, wallet risk controls, and transaction monitoring frameworks.
• Tune crypto monitoring parameters to improve detection accuracy and minimize non-essential alerts.
• Keep detailed, audit-ready investigation records and documentation.
• Provide training and guidance to colleagues on crypto-specific financial crime risks, typologies, and best practices in transaction monitoring and onboarding.
• Contribute to the formulation and revision of crypto compliance policies and establish suitable risk appetite levels.
• Represent the compliance department in both internal forums and external regulatory or enforcement discussions regarding crypto financial crime matters.
• Serve as a primary point of contact for law enforcement in crypto-related investigations and asset recovery initiatives.
• Manage crypto compliance activities in line with leadership directives.

Qualifications and Experience

• A minimum of 7 years' professional experience in AML, financial crime compliance, transaction monitoring, or related investigative roles.
• Practical experience in conducting cryptocurrency and blockchain investigations.
• In-depth understanding of AML/Counter-Terrorist Financing (CTF), KYC/KYB procedures, sanctions regulations, and evolving financial crime schemes.
• Proficient with blockchain analysis and crypto compliance platforms such as Chainalysis, Fireblocks, Elliptic, or equivalents.
• Strong analytical mindset and investigative skills, coupled with proficiency in composing detailed reports and maintaining thorough documentation.
• Track record of developing or refining crypto compliance frameworks and operational processes.
• Experience collaborating with global law enforcement agencies and supporting asset recovery related to financial crime cases.
• Preferred experience in financial technology, payment systems, cryptocurrency, or digital asset sectors.
• Knowledge of both on-chain and off-chain transaction dynamics and specific risks associated with crypto financial crimes.
• Excellent communication and stakeholder management skills, capable of effectively representing compliance concerns to diverse audiences.
• Familiarity with SQL and data analytics is advantageous.
• Experience leveraging artificial intelligence tools to enhance compliance, investigative, or analytic workflows is a beneficial plus.

Benefits

• Engage in a senior role specializing in crypto compliance and financial crime prevention.
• Hands-on experience with blockchain analytics, crypto transaction investigations, and managing AML/KYT controls.
• Influence the direction of crypto compliance policies, risk tolerances, and monitoring procedures.
• Collaborate closely with compliance leadership, various internal teams, and external enforcement bodies.
• Opportunity to develop and improve crypto-focused compliance controls and investigation capabilities.

Additional Information

This position is managed through a partner company responsible for all application processing and subsequent recruitment steps. While the exact salary, healthcare, paid time off, or specific perks are not detailed, the role provides significant exposure to sophisticated digital asset compliance functions.

Applicants’ data will be processed consistent with applicable data protection laws, including GDPR, emphasizing privacy and the ethical use of artificial intelligence tools to assist recruitment without replacing human decision-making.