Relationship Manager - Consumer and Small Enterprise Loans
Kasaragod, Kerala, India · Full Time
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- Experience
- 1–5 yrs
- Salary
- INR 300,000 – INR 600,000 / year
- Openings
- 1
- Posted
- 2 weeks ago
- Work mode
- In office
- Education
- Any graduate
- Eligibility
- Anyone who has completed a graduate degree is eligible to apply for this role.
- Resume
- Required to apply
Where you'll work
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Job description
About the Company
Cholamandalam Investment & Finance Company Limited (Chola), a prominent Non-Banking Financial Company (NBFC) in India and part of the esteemed Murugappa Group, has grown from its origins in equipment financing since 1978 to a broad financial service provider offering diverse lending solutions to individuals, SMEs, and businesses nationwide.
Job Location
Positions are available in Kanhangad, Tirur, Irinjalakkuda, Muvattupuzha, Alleppey, and Attingal within Kerala, India.
Qualifications and Experience
- Applicants should hold a bachelor's degree or an equivalent qualification.
- Ideal candidates will have between 1 and 5 years of relevant experience dealing with Consumer Loans, Business Loans, Small Enterprise Loans, Personal Loans, Loan Against Property (LAP), Gold Loans, or similar financial products.
- Individuals new to the industry but demonstrating strong sales potential will also be considered.
Primary Responsibilities
- Recruit new clients for Consumer and Small Enterprise loan products.
- Drive business growth through direct sales efforts, leveraging referrals, and engaging local market opportunities.
- Establish and nurture robust customer relationships to encourage loyalty and retention.
- Evaluate each customer's financial requirements and recommend the most appropriate loan options.
- Collaborate effectively with credit and operations teams to ensure seamless loan processing.
- Consistently meet or surpass monthly and yearly business targets.
- Maintain strict adherence to company policies and regulatory guidelines at all times.
- Identify and capitalize on local market opportunities to widen the customer base and increase product penetration.
Required Competencies and Skills
- Strong sales and business development capabilities.
- Proven relationship management skills to sustain customer engagement.
- Expertise in customer acquisition methods and techniques.
- Experience with financial product marketing and sales.
- Excellent communication and negotiation skills.
- Demonstrated ability to achieve targets consistently.
- Strong customer service orientation.
Compensation and Benefits
Competitive salary structure complemented by industry-leading incentives and performance-based rewards.
Minimum education
Bachelor's Degree