Portfolio Manager

Job Overview

We seek a dynamic and target-oriented Relationship Manager / Financial Associate with a strong foundation in mutual funds and insurance. This position involves engaging directly with both retail and High Net Worth Individual (HNI) clients, understanding their financial needs, advising on appropriate wealth accumulation and protection strategies, and facilitating a smooth investment onboarding process.

Key Responsibilities

• Acquire clients by identifying prospects, generating leads, and conducting initial financial consultations to assess investment risk tolerance, timelines, and protection requirements.
• Guide clients on mutual funds including SIP planning, lump-sum investments, asset diversification, and goal-focused financial planning encompassing equity, debt, and hybrid funds.
• Advise clients on insurance products like life, term, and health insurance tailored to their family protection needs.
• Conduct routine portfolio evaluations, help with portfolio rebalancing, monitor dividends, handle redemption requests, and assist with insurance claim procedures.
• Oversee complete client documentation, ensure KYC compliance, manage client data through CAMS/KFintech platforms and portals, while adhering to regulatory standards.
• Develop enduring and trustworthy client relationships to enhance retention and encourage referrals.

Qualifications and Requirements

• Possess a Bachelor’s degree in any field such as Commerce, Business Administration, Science, or Engineering.
• Demonstrate thorough knowledge of Indian mutual fund products, including SIP mechanisms, NAV understanding, associated tax implications, and structures of health and life insurance policies.
• Exhibit excellent communication skills in Tamil and English, both written and spoken.
• Be familiar with mutual fund transaction platforms like BSE StAR MF, NSE NMF II, or other RTA portals as well as proficiency in MS Excel and CRM/presentation software.
• Possess a proactive, disciplined, ethically sound attitude with a client-centric approach.