Mortgage Advisor

About the Role

An expanding financial services firm located in Limerick is looking to appoint a motivated Mortgage Advisor. This role is ideal for professionals holding or pursuing the QFA qualification, preferably with 3 to 5 years of experience in Ireland's mortgage industry.

The successful candidate will guide clients through the entire home buying and mortgage process, delivering compliant and clear advice while maintaining excellent customer service standards. You will be responsible for managing client cases from initial consultation through to mortgage drawdown, liaising with various lenders and stakeholders.

An administrative team will handle operational tasks, allowing you to focus on client-facing activities, mortgage advisory services, and efficient application processing.

Key Responsibilities

• Provide mortgage advice adhering strictly to Central Bank of Ireland regulations and the Consumer Protection Code.
• Conduct detailed client fact-finding to evaluate affordability and lending needs.
• Recommend appropriate mortgage options for clients including first-time buyers, home movers, switchers, and remortgages.
• Manage mortgage applications from enquiry to final drawdown stage.
• Maintain accurate, compliant client records respecting AML, GDPR, and internal policies.
• Work towards set business goals in sales, service, and development while keeping client interests prioritized.
• Stay informed on regulatory changes, lending criteria updates, and trends within the Irish property finance market.
• Keep qualifications current and complete necessary continuous professional development activities.

Candidate Profile

• QFA-qualified, actively working towards QFA, or APA-qualified candidate.
• 3 to 5 years’ experience providing mortgage advice in Ireland.
• Solid knowledge of Irish mortgage products, lender standards, and compliance requirements.
• Strong communicator with the ability to establish and nurture client trust.
• Highly organized with keen attention to detail and capability to oversee multiple cases simultaneously.
• Committed to professionalism, ethics, and a customer-first mindset.
• Capable of working independently and contributing to a collaborative team environment.
• Previous experience in brokerage or multi-lender settings is beneficial.
• Experience with protection products such as mortgage protection, life insurance, and income protection is a plus.

Benefits and Compensation

• Competitive salary complemented by a performance-related bonus scheme.
• Employer contributions towards pension plans and provision of life insurance.
• Additional perks including volunteer days.
• Support for acquiring professional qualifications, relevant courses, and ongoing education.
• A collaborative workplace culture grounded in respect, teamwork, and integrity.
• Opportunity for professional advancement within a growing financial services company.