Manager Credit

About the Role

Join Goodyear, a global leader in the tire manufacturing industry, as a Manager Credit based in Gurugram, India. This position involves overseeing credit risk management for the Consumer PBU portfolio, ensuring compliance with credit policies, and optimizing receivables management to safeguard the company’s financial health.

Key Responsibilities

• Assess customer creditworthiness by analyzing financial health and recommending suitable credit limits and payment conditions.
• Manage credit risks within the Consumer PBU portfolio, guaranteeing adherence to organizational credit policies and approval workflows.
• Oversee accounts receivable, overdue amounts, and collection effectiveness to reduce credit exposure and enhance working capital.
• Examine customer financial statements, payment history, credit records, and other financial indicators to detect potential risks.
• Evaluate and suggest adjustments to credit limits, extensions, and exceptions in line with business needs and risk evaluations.
• Collaborate with Sales and Commercial teams to support business growth while maintaining effective credit controls and risk mitigation.
• Track ageing reports, identify accounts with significant risk, and develop strategies to manage overdue payments and avoid bad debts.
• Work closely with internal departments to resolve credit disputes, payment problems, and discrepancies in customer accounts.
• Compile credit risk reports, receivables dashboards, and periodic management updates to aid decision-making.
• Discover opportunities to enhance credit processes, increase operational efficiency, and improve receivables management.
• Ensure compliance with internal controls, audit standards, and applicable financial policies and procedures.

Candidate Profile

• Must hold Chartered Accountant (CA) certification.
• Possess 5 to 7 years of pertinent experience in credit management, credit risk, receivables management, or commercial finance.
• Deep knowledge of credit evaluations, financial analysis, credit control, and working capital management principles.
• Experienced in assessing customer financial statements, managing credit limits, and monitoring receivables and overdue accounts.
• Strong analytical, problem-solving, and financial reporting capabilities.
• Excellent collaboration skills to work effectively with Sales, Finance, and other cross-functional teams.
• Proficient in MS Excel and financial reporting software; familiarity with ERP platforms like SAP is desirable.
• Excellent communication, stakeholder management, and decision-making skills.

Eligibility

Applicants must have completed B.Com in Any Specialization and possess the mandatory Chartered Accountant (CA) qualification.