Liability Underwriter

About Pen Underwriting

Pen Underwriting is an established underwriting agency collaborating with over 500 broking businesses and thousands of brokers throughout Australia. We offer innovative insurance products and risk management solutions across a wide range of insurance categories, supported by highly rated domestic and international insurance and reinsurance partners. Our strength lies in combining deep technical knowledge with outstanding service, upheld by a team boasting over 1,000 years of collective underwriting experience. This allows us to manage complex risks effectively while nurturing trusted long-term relationships with brokers.

We take pride in our collaborative culture focused on excellent customer outcomes. At Pen, diversity, inclusion, and community involvement are core values, and our environment empowers employees to develop, contribute meaningfully, and succeed. Our workplace culture is grounded in strong relationships, teamwork, and collective achievement.

Role Overview

The Liability Underwriter will specialize in Aged and Community Care products within the Liability team. Responsibilities include:

• Underwriting new business and renewals for Liability, Professional Indemnity, and Management Liability lines adhering to Pen's underwriting guidelines.
• Evaluating risks by analyzing broker submissions, insured operations, risk control measures, financial status, and relevant policies or certifications.
• Using underwriting expertise to assess risks, analyze claims history, and make pricing and coverage decisions on new and existing Liability accounts.
• Establishing and maintaining strong broker relationships to generate new business and enhance renewal retention.
• Supporting process improvements and efficiencies within the team.
• Collaborating with underwriters from other product lines to reinforce broker partnerships and pursue growth opportunities.

Candidate Profile

Successful candidates should embody a proactive and positive approach and possess the following qualifications and skills:

• Minimum of two years underwriting experience, ideally within Liability, Financial Lines, or Management Liability sectors.
• Efficient time management, organization, and prioritization capabilities.
• Ability to perform effectively within a team setting.
• Strong communication skills, both written and verbal.
• High analytical aptitude, problem solving, and attention to details.
• Demonstrated relationship-building skills with brokers, agents, and clients.
• Sound judgment in risk evaluation and decision-making within delegated authorities.
• Solid knowledge of Australian insurance regulatory and compliance frameworks.
• Proficiency in Microsoft Office, especially Excel, Word, and Outlook.

Additional Information

Employment offers are contingent upon successful completion of pre-employment screening. Pen Underwriting is an Equal Employment Opportunity employer that embraces workplace diversity and inclusion, welcoming applicants from all backgrounds regardless of ethnicity, beliefs, gender identity, sexual orientation, or lifestyle choices.