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Credit Risk Modelling Analyst

Aspyra Hr Services

Pune, Maharashtra, India · Full Time

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Experience
2+ yrs
Salary
INR 2,000,000 – INR 3,500,000 / year
Openings
1
Posted
1 day ago
Work mode
In office
Education
Any graduate
Eligibility
Any graduate degree holders can apply.
Resume
Required to apply

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Job description

Role Overview

This role focuses on developing and implementing credit risk models within a major US multinational corporation, emphasizing analytics to manage and predict credit behaviors and losses.

Key Responsibilities

  • Create comprehensive credit risk models employing tools such as SAS, SQL, and advanced statistical techniques to forecast defaults and credit losses.
  • Work collaboratively across departments to establish credit risk management strategies aligned with organizational goals.
  • Perform rigorous stress testing and scenario evaluations to uncover potential risks and identify opportunities for portfolio growth.
  • Deliver actionable data-driven insights and recommendations related to loss forecasting, scorecard development, and overall portfolio health to key stakeholders.

Candidate Profile

  • A minimum of two years’ experience in credit risk modeling or analytics is essential.
  • Deep knowledge in regulatory frameworks including Basel II/III, CECL, CCAR, and IFRS9 requirements is required.
  • Strong programming skills in Python, R, and SAS; familiarity with machine learning techniques is a valuable addition.

Eligibility

Applicants holding any graduate degree are welcome to apply.

Minimum education

Bachelor's Degree

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