Compliance Specialist, EMEA

About Cover Genius

Cover Genius operates as a global platform for embedded protection, serving more than 60 countries and all US states. The company protects users of major digital brands such as Klarna, Revolut, Stripe, Priceline, and Uber, delivering seamless and comprehensive protection experiences. Having safeguarded over 73 million customers with 240 million policies and generating $3.2 billion in gross written sales, Cover Genius is entering a new phase of rapid growth after a 40% year-over-year revenue increase and a recent $100 million funding round that values the company at $1.9 billion.

Our culture values accountability, customer focus, collaboration, and drive, while rejecting passivity and siloed behaviors.

Role Overview

The Compliance Specialist will support the regional compliance team in implementing and sustaining regulatory and licensing compliance efforts throughout the EMEA region, particularly in the UK. This role involves maintaining controls, procedures, and processes to ensure adherence to all relevant laws, regulations, and codes related to insurance and warranty sales. Working collaboratively across functions to manage risk and enable scalable compliance processes will be critical.

Key Responsibilities

• Maintain oversight of compliance obligations including company policies, license management for producers and adjusters, underwriting audit responses, and program monitoring.
• Handle compliance-related requests such as due diligence questionnaires, regulatory filings, and Appointed Representative filings and appointments.
• Develop and maintain compliance procedures and coordinate timely communication with regulatory bodies.
• Assist with preparing training materials for stakeholders to enhance compliance knowledge.
• Generate reports for management, board members, partners, and regulators.
• Monitor regulatory developments including FCA Consumer Duty changes, assisting with implementation as needed.
• Collaborate across teams to address periodic and ad hoc regulatory inquiries.
• Conduct periodic compliance reviews to identify gaps and support corrective actions.
• Provide assistance to executive and risk management teams as required.

Qualifications and Experience

• Minimum of 3 years in compliance roles within insurance or insurance-related industries.
• Experience with Authorized Representative filings and related compliance requirements preferred.
• Familiarity with insurance risk identification, assessment, and management frameworks.
• Knowledge of compliance analytics and both qualitative and quantitative risk evaluation techniques.
• Strong communication skills, capable of articulating complex ideas clearly and building relationships with key stakeholders.
• Ability to adapt quickly in a fast-growing, scale-up business environment.
• Bachelor's degree in a relevant field preferred; postgraduate credentials or proven academic achievement are advantageous.

Core Competencies

• Proven experience collaborating effectively with diverse, multidisciplinary teams.
• Exceptional organizational skills with ability to prioritize workloads efficiently.
• High attention to detail and commitment to delivering quality outputs.

Company Values and Work Environment

• We operate with urgency, accountability, continuous learning, inspiration, customer-centricity, and flexible hybrid work arrangements.
• Employees work remotely on Wednesdays and Thursdays, with office presence Monday, Tuesday, and Friday, and flexible working hours.

Diversity and Legal Information

Cover Genius actively promotes workplace diversity and inclusion, ensuring no discrimination or harassment occurs based on legally protected characteristics. Candidate data is processed responsibly for recruitment purposes, with AI used to assist in sorting applications while final hiring decisions remain human-led.