Citigold Client Advisor - NRI Market

Overview

The Citigold Client Advisor serves as a strategic partner dedicated to affluent and emerging High-Net-Worth Non-Resident Indian (NRI) clients by delivering personalized wealth management advice and customized financial solutions. This role plays a vital part in fostering deep, long-term relationships, acting as the principal liaison while collaborating with internal experts to offer an integrated client experience focused on wealth growth, preservation, and international portfolio diversification.

Key Responsibilities

• Develop and implement customized financial plans covering investment management, retirement and savings strategies, insurance, and risk mitigation.
• Advise on international investments, portfolio diversification, and multi-currency banking services tailored to NRI client needs.
• Manage and nurture a portfolio of affluent NRI clients, serving as their primary contact for wealth advisory and banking matters.
• Conduct regular reviews of client portfolios, share market insights, and resolve queries responsively.
• Drive business growth by sourcing new NRI clients via referrals, outreach, diaspora networks, and digital channels.
• Identify opportunities for cross-selling across investment products, foreign exchange, lending, and deposits.
• Work closely with investment specialists, FX experts, and treasury advisors to build bespoke solutions.
• Stay informed of market trends, currency fluctuations, and economic developments to provide relevant client advisories.
• Participate in client engagement events such as seminars and presentations tailored to the NRI segment.
• Ensure full compliance with KYC/AML regulations, documentation standards, and all relevant local supervisory requirements, maintaining the firm’s reputation and regulatory integrity.

Experience and Qualifications

• 4 to 7+ years in wealth management, retail banking relationship management, or financial advisory roles serving affluent and HNW clients.
• Experience with or keen understanding of the NRI market, including client acquisition within diaspora communities.
• Cultural awareness regarding the financial preferences and planning needs of NRI clients across borders.
• Fluent in English; proficiency in Hindi and/or regional Indian languages (Gujarati, Punjabi, Tamil, Telugu, Malayalam, Bengali) is a plus.
• Demonstrated success in meeting business targets, client acquisition, and asset under management growth.
• Strong knowledge of financial markets, investment vehicles (mutual funds, fixed income, equities, structured notes), and foreign exchange solutions.
• Excellent communication, relationship management, and negotiation capabilities.
• Self-driven with the capacity to work independently and support team objectives.
• Must hold all mandatory regulatory licenses for financial product sales and advisory applicable in the jurisdiction.

Educational Requirements

A bachelor's or university degree is mandatory.

Additional Information

This position belongs to the Private Client Coverage job family under Relationship Banker roles and is a full-time onsite job opportunity located in Singapore. Citi is an equal opportunity employer embracing diversity and inclusivity, committed to accessible application processes for persons with disabilities.