Branch Sales Manager (B2C)

Job Overview

This role focuses on spearheading the sourcing of Loan Against Property (LAP) business through the Business Correspondent (BC) network. It emphasizes maintaining a high-quality portfolio via early detection of potential risks and managing delinquency under EDA practices.

Key Responsibilities

• Lead the acquisition of LAP loans via the BC channel.
• Oversee portfolio integrity by managing early risk flags and controlling delinquency.
• Ensure strict compliance with KYC standards, regulatory requirements, and internal guidelines.
• Collaborate with cross-functional teams to meet turnaround time (TAT) targets and enhance customer satisfaction.

Candidate Requirements

• Strong knowledge of LAP products, secured lending mechanisms, and basic property assessment.
• Exceptional relationship management capabilities combined with effective negotiation skills.
• Comfortable working in a field-heavy role demanding high responsibility and accountability.
• Well-versed in regulatory compliance, documentation, and KYC procedures.
• Proficient user of MS Office applications and CRM software tools.

Compensation

The monthly salary offered for this position ranges between INR 30,000 and INR 37,000.