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Assistant Branch Manager - Gold Loan

IHFL

Chennai, Tamil Nadu, India · Full Time

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Experience
4–6 yrs
Salary
INR 500,000 – INR 700,000 / year
Openings
1
Posted
5 seconds ago
Work mode
In office
Education
Any graduate
Eligibility
Anyone with a Graduate degree is eligible to apply.
Resume
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Where you'll work

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Job description

About Sammaan Capital Ltd.

Formerly known as Indiabulls Housing Finance Ltd., Sammaan Capital Ltd. ranks as the third largest housing finance company in India and operates under the regulation of the Reserve Bank of India (RBI). The company holds a strong 'AA' rating from CRISIL and ICRA and has been honored as a Great Place to Work (GPTW). Sammaan Capital fosters a culture based on transparency, integrity, diversity, collaboration, and respect, promoting a positive and empowering work environment that encourages idea sharing and solution seeking among its employees.

Job Locations

  • Kovilambakkam
  • OMR (Chennai)
  • Poonamalle
  • Royapuram
  • Saidapet
  • Triplicane
  • West Tambaram

Primary Responsibilities

  • Conduct independent valuation and appraisal of approved gold ornaments assessing purity, weight, quality, and eligible net gold content using standard methods and equipment.
  • Lead and manage the branch team to boost productivity, accountability, and ensure compliance, acting in the Branch Manager’s absence to maintain business continuity.
  • Safeguard gold custody by ensuring pledged gold is properly packed, sealed, labeled, stored, transported, released, and reconciled adhering to company protocols.
  • Drive branch business growth by supporting achievement of targets related to gold loan disbursements, portfolio expansion, renewals, and new customer acquisition.
  • Oversee smooth daily branch operations in alignment with approved policies and procedures, monitor operational turnaround times, and maintain service quality standards.
  • Deliver excellent customer service by responding promptly, maintaining transparency, and resolving queries efficiently, while managing branch administration.

Required Qualifications and Skills

  • Possess 4 to 6 years of experience in areas such as Gold Loans, Banking, NBFC, or Retail Lending.
  • Demonstrated hands-on expertise in gold valuation and appraisal is mandatory.
  • Preferably have exposure to gold loan operations, custody, compliance, and customer service functions.
  • Postgraduate degree or MBA in Finance, Banking, Marketing, or Business Administration is preferred; gold valuation/assaying certification is an added advantage. However, graduates meeting other criteria are also encouraged to apply.

Additional Information

  • Interested candidates should submit their profiles via email or contact the provided phone number for further details.

Minimum education

Bachelor's Degree

How they work

Attention to Detail Leadership Customer Focus Accountability
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