Manager Product – Asset Sales

• What is Manager Product – Asset Sales – MMBL?
• The function is responsible for developing & managing Asset products, ensuring competitive pricing & driving products sales performance. The role involves strategic planning, product development, coordination with sales team & other stockholders, marketing initiatives & revenue optimization.
• What Manager Product – Asset Sales – MMBL does?
• Product Development & Management:
• Develop & enhance Asset products, specifically SME’s & housing based on market research & customers insight.
• Develop geographic based SME product for enhanced acceptability and outreach.
• Develop effective market development plan for SME segment and clusters.
• Ensure product offering align with business goals & regulatory requirements.
• Improve customers experience by introducing innovative feathers and digital banking solutions.
• Introduce customized product solutions tailored to customers segments.
• Pricing & Budgeting:
• Develop competitive pricing strategies for Asset products and to optimize revenue, product profitability and market share.
• Develop effective product and market plan for SME product.
• Monitor interest rate trends & recommend adjustments to manage the product costing.
• Prepare & maintain annual product budgets, forecasting revenue & profit growth.
• Business Development & stakeholders Coordination:
• Work closely with the sales force & other stakeholders to provide product trainings, sales strategies and market insights.
• Monitor product performance in the market and develop key product performance metrics
• Develop incentive structure to drive sales effectiveness.
• Liaise with IT, risk management, finance & operation teams to enhance product delivery.
• Strive for digital solutions & digital transformation initiatives for Asset product offerings.
• Marketing & Campaign Management:
• Collaborate with the marketing team in promoting marketing campaigns for Asset products.
• Leverage digital channels, branch networks & partnerships for products visibility.
• Conduct competitor benchmarking to refine products marketing strategies.
• Develop incentive structure to drive sales effectiveness.
• Compliance & Risk Management:
• Ensure all asset products comply with regulatory guidelines.
• Assess risk associated with pricing, customers retention & market fluctuations.
• Manage risks related to collateral management.
• Other tasks assigned by Line Manger
• What are we looking for and what does it require to be Manager Product – Asset Sales – MMBL?
• Minimum Bachelor degree in Business Finance or related field
• Minimum 5-year experience in product development & management
• Experience in asset product development is preferable
• Essential Skills
• Strong analytical skills
• Pricing & budgeting skills
• Proficient in MS Office
• Excellent leadership & cross-functional coordination capabilities
• Ready for mobility
• Ability to work under pressure

Job Locations:

• Head Office

About MMBL

Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we’re looking for a talented individual to join us in this endeavor.