Insurance Regulatory Counsel

We’re a title company built for today. With digitally native tools, process improvement, and transparent pricing, we’re tackling the antiquated title industry head-on. We think it’s time that the 150-year-old title industry was brought into the 21st century. Closing on a real estate transaction should be simple, efficient, and clearly and fairly priced.

Join Us: We are a team of smart, driven individuals with a passion for disrupting title insurance and modernizing the closing experience. We are looking for new team members to join our growth and share our mission.

Insurance Regulatory Counsel

As Insurance Regulatory Counsel you will be both strategic and execution focused for Blueprint’s insurance entities. You will play a key role in devising a long-term regulatory strategy and be responsible for overseeing day-to-day compliance. You will be subject matter expert on matters pertaining to state-specific title insurance regulations, the Insurance Holding Company System Regulatory Act (the “Holding Company Act”) and other NAIC guidelines and regulations. You will also advise on other subjects including licensing, market expansion, and new product development to ensure compliance while achieving business objectives.

The Insurance Regulatory Counsel role is a tremendous opportunity to be a part of a small legal team that handles complex, important issues in a fast-paced and always-changing environment. Your advice and strategic thinking will make an immediate impact by helping Blueprint build for market expansion and drive value through proactive and strategic approach to compliance and regulatory matters. This role will be reporting to our President.

What You May Work On:

• Oversee compliance with all applicable insurance laws and regulations, including applicable state regulations, NAIC regulations and the Holding Company Act.
• Anticipate and identify legal and regulatory risks and propose creative and effective solutions to address those risks
• Provide regulatory guidance for company initiatives including the expansion of the company through Certificate of Authority applications, the addition of new issuing agents and/or new product offerings.
• Design and implement a regulatory change management process to ensure the company is aware of and complies with legal and regulatory requirements applicable to a fast-growing, multi-state title insurance carrier.
• Oversee timely preparation of regulatory filings including NAIC, state Departments of Insurance and Holding Company Act filings.
• Monitor legislative, regulatory, and industry activity, analyze its impact on company operations, and communicate requirements appropriately.
• Manage insurance rates and forms, ensuring timely modifications to filings and preparing new filings in expanding markets.
• Oversee insurer’s internal and external issuing agents to ensure compliance with required regulations, including audit requirements, licensing and appointments.
• Review all marketing materials prior to use to ensure they are in compliance with relevant insurance, consumer protection, and other laws and regulations.
• Maintain and refine a repository of legal policies required for insurance companies, such as terms of service, product policies, privacy notices, code of conduct and other disclosures.
• Serve as the primary liaison for market conduct, DOI complaints, and other regulatory examinations and coordinate and oversee any remediation.
• Oversee the licensing application and management function for all applicable jurisdictions.
• Manage internal and external audits of the insurer, including Department of Insurance market conduct and financial examinations.
• Review monthly, quarterly and annual financial statements to ensure all regulatory requirements with respect to reserves, losses, capital and surplus are met and accurately reported.
• Oversee all financial audits and actuarial reviews in conjunction with the Treasurer/finance department.

What We are Looking for in You:

• 7+ years of relevant experience in a regulatory role at a law firm, in-house, and/or a governmental agency with strong knowledge of the insurance regulatory framework.
• JD degree and admission to a State Bar in good standing.
• Demonstrated ability to work in a fast-paced environment and comfortable with ambiguity.
• Enjoy finding creative solutions on diverse matters requiring complex legal and strategic analysis.
• Demonstrated ability to quickly learn and excel in new or emerging areas of legal practice.
• Ability to communicate clearly and effectively with senior company leaders on a variety of legal issues.
• Preferred:
• Prior start-up experience.
• Knowledge of title insurance experience is a plus.
• Knowledge of laws and regulations related to real estate transactions including TILA, RESPA, ECOA, and FCRA.