Compliance Analyst – Anti-Money Laundering/Anti-Financial Crimes

At Fundbox, we are dedicated to supporting small businesses through fast and incredibly intuitive access to working capital. With our embedded technology solutions, we’ve cultivated deep partnerships with industry-leading software to give small businesses financial agility and peace of mind. We need outstanding people to help us achieve our goals.

The Compliance Anti-Money Laundering (AML) Analyst will be responsible for day-to-day AML operational tasks supporting Fundbox’s alternative small business financing products. This role will focus on monitoring, investigating, and escalating suspicious activity while ensuring compliance with regulatory requirements, internal policies, and partnership obligations. The ideal candidate will have a strong operational mindset, investigative skills, and an understanding of AML compliance within the financial technology and alternative lending space.

**Applicants must be currently authorized to work in the United States on a full-time basis without the need for employer sponsorship. Fundbox will not hire any applicants for this role who require employer sponsorship for a non-immigrant visa

Requirements

• 3-5 years of AML compliance, financial crime investigations, or risk management experience in a financial institution, fintech, or payments company.
• Strong investigative skills, including familiarity with public record research and database tools.
• Experience analyzing commercial financial transactions and identifying potential red flags related to money laundering and financial crime.
• Strong verbal and written communication skills, with experience handling customer interactions related to AML reviews, account restrictions, or transaction escalations.
• Proficiency with CRM, case management, and AML monitoring tools preferred.
• A four-year undergraduate degree in a related field (e.g., Business, Finance, Criminal Justice, or Law).

Responsibilities

• Monitor and investigate compliance-related alerts, including OFAC screening, unusual transaction patterns, high-risk customer behavior, and potential fraud, ensuring appropriate escalation and resolution.
• Escalate investigative reports of unusual activity to corporate partners and relevant stakeholders as required by Fundbox’s AML policies, regulatory requirements, and contractual obligations.
• Conduct customer due diligence (CDD), including verifying customer identities, assessing beneficial ownership structures, and performing enhanced due diligence (EDD) for high-risk customers, in line with Fundbox’s risk-based approach.
• Ensure all daily AML operational tasks are completed within established service level agreements (SLAs).
• Conduct regular reviews of operational processes and procedures to identify inefficiencies and recommend improvements.
• Assist with AML compliance training, focusing on identifying and reporting suspicious transactions.
• Maintain up-to-date knowledge of AML and financial crime compliance, including the Bank Secrecy Act (BSA), USA PATRIOT Act, FinCEN guidance, and industry best practices related to small business lending and alternative financing.
• Collaborate with internal Fraud, Risk, and Compliance teams to refine transaction monitoring rules, enhance AML controls, and address policy or procedural gaps.

Benefits

Diversity and Inclusion at Fundbox

We’re proud to be an equal-opportunity workplace as we know that diverse teams produce the best work. We’re committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.

Compensation & Benefits

We anticipate the US base salary range for this full-time position is $80,000 – $110,000. The range displayed on each job posting reflects the amount the employer reasonably expects to pay for this position across all US locations. Within this range, individual pay is determined by work location and additional factors (i.e. job-related skills, experience, and relevant education or training). The compensation details listed in US role postings reflect the base salary only and do not include any bonuses, equity, or benefits.

Fundboxers (as we like to call them) join our amazing team due to our mission of empowering small businesses to realize their full potential with the help of Fundbox.

We offer incredible benefits including:

• Competitive Compensation, including equity with Fundbox in the form of restricted stock units
• Generous PTO policy to include vacation, sick time and more
• Monthly lunch budget
• Total wellness benefits, including individual annual budget, mental and physical health resources and more
• Personal and professional development budget
• Stipend to improve your home office setup
• Premium coverage for health plans offered from day one (some options covered at 100% for Employees)
• 401k, Life insurance and disability benefits

Let’s not forget, we were recently certified by Great Place to work with an employee satisfaction rate of 94%.