Graduate – Innovation Banking

Who are HSBC Innovation Banking?

We’re the power behind the UK’s forward-thinkers, future-makers and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO.

Whether it’s comprehensive corporate banking, managing cashflow, plans for buyouts or funds banking, we power ideas at every stage of their journey. From the first-time founders to the funds that back them and everything in between. Here’s to never standing still. We’re proud to accelerate growth for tech and life science businesses, create meaningful connections and open a world of global opportunity for entrepreneurs and investors alike.

THE PROGRAMME

The Associate Development Programme runs for 18 months and has a focus on building the core skills you’ll need to excel in a career in corporate banking. You will be challenged and given the opportunity to grow your skillset, all within a supportive and nurturing environment. You will work alongside a broad set of colleagues, each expert in their respective fields and all with the same mission to improve our client’s likelihood to succeed.

You can expect a significant amount of hands-on activity, supporting clients from a range of different sectors and life stages across the innovation ecosystem. The programme will also include a series of structured trainings to ensure you have the base knowledge that you need to succeed. This training will span lots of different subject areas including financial analysis and portfolio management; credit structuring and underwriting; client positioning and negotiation; our product suite and sales strategies; the innovation ecosystem and venture capital funding cycles.

Day-to-day your work could include reviewing pitch decks, conducting due diligence on potential clients, managing loan portfolio risk, supporting loan growth, assessing client product needs, resolving compliance issues, providing client support, assisting on project work, and more.

Skills and Requirements

This may be the job for you if:

• You enjoy a challenge and thinking outside of the box. You don’t give up easily and if you don’t know the answer, you strive to find it.
• You’re motivated and strive for success. You have strong organisational, time management, and multi-tasking skills. You act without being asked and nothing falls through the cracks on your watch.
• You love to learn and tend to pick things up quickly.
• You’re a team player but also comfortable working independently. You can keep a level head under pressure.
• You have strong written and verbal communication skills. You may have general financial analysis skills and the ability to read and understand financial statements. You can explain complex situations with ease.
• A demonstrable interest in innovation (technology and life sciences).
• You’ve earned a bachelor’s degree or equivalent and may have some work experience already.

PROGRAMME DETAILS:

Duration: 18 months

Applicants must have graduated in 2024 or be graduating in 2025.

Programme begins in September 2025.

Locations: London- Hybrid