Senior Officer ,Credit Documentation

Assisting Head of Credit Administration and Control in the day to day activities and management of the department in its documentation and control functions.

Functional Role:

Operational Responsibilities

• Preparation of facility and security documents for corporate / SME facilities (conventional and Islamic).
• Vetting of facility and security documents for corporate / SME facilities (conventional and Islamic).
• Liaising with the legal department for the checking of source documents of corporate / SME borrowers and for the preparation of non-standard documents and securities (conventional / Islamic).
• Feeding of securities / authorization of registration of securities in the register for movable securities (EMCR).
• Feeding of limits / maintenance of limits in the system.
• Feeding of collaterals / maintenance of collaterals in the system.
• Issuance of disbursement instructions to Operations Department for loans and revolving facilities.
• Safekeeping of collaterals documentation. etc.
• Updating the Deferral sheet / Exception sheet / Expired documents sheet.
• Issuance of monthly reports by Credit Administration and Control.
• Follow up of expired documents
• COMMUNICATIONS AND WORKING RELATIONSHIPS

Internal External

• Head of Credit Administration & Control
• Risk & Compliance Team
• Relationship Manager
• All other EDB employees (as and when required)
• Regulatory Authorities and Agencies
• External Auditors
• External Consultants
• COMPETENCIES, KNOWLEDGE AND SKILLS

Behavioral Competencies Technical Competencies

• People Happiness
• Drive for Results
• Strategic Thinking
• Creativity and Innovation
• Leading and People Management
• Communication and Influence
• Banking Applications
• MS Office (Excel, word, ppt)
• Banking Systems
• Customer Relationship Management
• Compliance

Knowledge And Skills

• Highly analytical thinking skills, identifying, and improving complex work processes.
• Exceptional listener and communicator who effectively conveys information verbally and in writing.
• Computer-literate performer with extensive software proficiency covering wide variety of applications.
• Resourceful team player who excels at building trusting relationships with customers and colleagues.
• Flexible team player to effectively prioritize and juggle multiple concurrent projects.
• Innovative problem-solver who can generate workable solutions and resolve complaints.
• Planning and organizational skills, along with a high degree of detail orientation.
• Maintains a productive climate and confidently motivates and coaches employees to meet high performance standards

Qualification & Experience

Required Qualifications:

Bachelor Degree in Relevant Field Required (Accounting or Finance )

Preferred Experience:

Minimum 2-5 years of relevant work experience in Credit Documentation

• QUALIFICATIONS & EXPERIENCE
• QUALIFICATIONS & EXPERIENCE
• QUALIFICATIONS & EXPERIENCE