Junior Data Scientist
Job Description
Location: Remote / Hybrid (London)
Employment Type: Permanent / Full Time
AA Summary
The AA is one of the UK’s most well-known and trusted brands. We provide a range of services to millions of customers, from roadside assistance, financial services to insurance and driving lessons. Our mission is to help keep Britain moving, and we’re looking for dedicated individuals to join our team. Are you ready to join?
This is the job
As a Data Scientist at the AA, you will play an essential role in our Counter-Fraud and Underwriting team. Your main objectives will be to support the business in detecting and preventing fraudulent activities, and optimising the performance of the Motor Insurance product, by leveraging both internal and external data and intelligence.
In this role, you will be instrumental in developing and delivering comprehensive data solutions. Your work will inform strategic decision-making and support the implementation and optimisation of cutting-edge counter-fraud controls and underwriting risk management across the business.
What will I be doing?
- Develop, maintain, and take ownership of elements of the fraud detection models and underwriting business rules, ensuring they are robust, scalable, and effective.
- Develop and maintain effective data processes to support fraud controls and underwriting risk management to assist case handlers with their investigations.
- Work with vast multi-dimensional data sets, applying advanced data processing techniques and tools to extract significant insights and make data-driven recommendations to optimise the counter-fraud process and ensure underwriting integrity
- Provide analytics to support business case appraisals.
- Assist in engaging with external companies and intelligence agencies to identify new opportunities to combat fraud and to enhance our underwriting capabilities.
- Use data to identify fraud rings and organised fraud, adhering to internal and industry protocols.
- Collaborate with Underwriting, Fraud Investigators, Claims, and Pricing teams to achieve key objectives.
What do I need?
- Creative problem-solving skills using data.
- Proven ability to perform statistical analysis, either through education or work experience.
- Ability to clearly communicate complex issues.
- Competence in conducting analysis and presenting findings to non-technical colleagues.
- Self-motivated and eager to take the lead on projects and new initiatives within a small team environment.
- Strong commercial awareness.
- Strong programming skills (Python/SQL knowledge desirable)
- Knowledge of the insurance industry and experience in data or pricing analysis (Desirable).
Additional Information
We’re always looking to recognise and reward our employees for the work they do. As a valued member of The AA team, you’ll have access to a range of benefits including:
- 25 days annual leave plus bank holidays + holiday buying scheme
- Worksave pension scheme with up to 7% employer contribution
- Free AA breakdown membership from Day 1 plus 50% discount for family and friends
- Discounts on AA products including car and home insurance
- Employee discount scheme that gives you access to a car salary sacrifice scheme plus great discounts on healthcare, shopping, holidays and more
- Company funded life assurance
- Diverse learning and development opportunities to support you to progress in your career
- Dedicated Employee Assistance Programme and a 24/7 remote GP service for you and your family
Plus, so much more!
We’re an equal opportunities employer and welcome applications from everyone. The AA values diversity and the difference this brings to our culture and our customers. We actively seek people from diverse backgrounds to join us and become part of an inclusive company where you can be yourself, be empowered to be your best and feel like you truly belong. We have five communities to bring together people with shared characteristics and backgrounds and drive positive change.