Touijar Karim

About

Business Administration student at Al Akhawayn University with concentrations in Finance and AI & Analytics for Business. Experienced in financial analysis, LBO modeling, and customer/transaction analytics through academic and independent projects.

Education

• Bachelor of Business Administration
  Al Akhawayn University
  Finance, AI & Analytics for Business · 2027

Skills

• Finance <3 months
• Python <3 months
• Financial Statement Analysis <3 months
• Scenario Analysis <3 months
• Sensitivity Analysis <3 months
• LBO Modeling <3 months
• Equity Valuation <3 months

Tools / apps / platforms

• Microsoft Excel <3 months
• Microsoft PowerPoint <3 months

Projects

• Digital Empowerment in Moroccan Cooperatives
  Research

  Academic research on how digital skills and financial literacy influence cooperative productivity and members' socioeconomic welfare, synthesized into a structured research paper.

• MVMT Customer & Transaction Analytics
  Data Analysis

  Analyzed more than 1,000,000 customer and transaction records to identify purchasing patterns, customer behavior, and data-driven business insights.

• COSUMAR S.A. Financial Analysis
  Finance, Excel

  Academic team project analyzing three years of financial statements using profitability, liquidity, leverage, solvency, efficiency, and working-capital ratios to assess operating and balance-sheet performance.

• Hypothetical Public-to-Private LBO Analysis of Taiwan Semiconductor Manufacturing Co. (NYSE: TSM)
  Finance, Excel

  Independent project evaluating TSMC as a hypothetical public-to-private candidate, developing an investment thesis, forecasting financials, estimating enterprise value and offer price range, and modeling financing, debt paydown, and sponsor returns under multiple scenarios.

Courses & certifications

• CFA Level I Candidate · 2027
• M&A Finance: Valuation and Deal Design Specialization · University of Illinois
• Business and Financial Modeling Specialization · Wharton University of Pennsylvania