Snehit Joshi

About

I’m a Data Analyst / Credit Risk Analyst with 3+ years of experience using data to solve business problems and support better decisions. My core strengths are SQL, Python, Pandas, Excel, Tableau, SAS, and Alteryx, with hands-on experience in data analysis, automation, dashboards, data validation, risk analytics, and portfolio performance. I enjoy working with complex datasets, identifying meaningful patterns, and turning them into clear, actionable insights. My background is in financial-services analytics, where I’ve worked on credit card portfolio analysis, risk segmentation, delinquency trends, vintage analysis, KPI/MIS reporting, and reporting automation. I’m now looking to bring this analytical foundation into Data Analytics, Product Analytics, Business Intelligence, Risk Analytics, or Data-focused roles at innovative, fast-growing startups. I’m especially excited by remote global teams where I can take ownership, learn quickly, and make a measurable impact.

Experience

• Credit Risk Analyst
  Vanquis
  Sep 2010 – Present

  Worked on banking and credit-risk analytics, using SQL, Python, Pandas, Excel, Tableau, SAS, and Alteryx to extract, clean, validate, and analyze large datasets. Analyzed portfolio performance, delinquency/DPD trends, roll rates, vintage performance, utilization, risk segmentation, and acquisition metrics. Built dashboards and MIS reports, automated recurring reporting workflows, performed data quality and reconciliation checks, and delivered actionable insights to support business and risk decisions. Collaborated with cross-functional teams to investigate data issues and handle recurring and ad hoc analytical requirements.

Skills

• Data Analysis
• Python
• Power BI
• Tableau
• Microsoft Excel
• Risk Analysis
• Credit Risk Analysis
• SAS Programming
• SQL Server
• Alteryx