About
Model risk management and credit risk modeling leader with extensive experience across banking, audit, governance, validation, and advanced analytics. Has led model lifecycle development, regulatory compliance efforts, and cross-functional stakeholder management in major Canadian and international financial institutions.
Experience
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Director, Model Risk ManagementIndustrial and Commercial Bank of China (Canada) · TorontoJul 2025 – Present
Developed model risk management policies and procedures, maintained model risk inventory, monitored model risk life cycle, and managed model risk reporting. Conducted model validations for AML and credit risk ECL models, ensured compliance with OSFI requirements, and supported LCR, capital, and IRRBB monitoring and reporting.
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Senior Manager, Model Risk Management AuditRBC Bank · TorontoApr 2024 – Jun 2025
Developed a risk-based audit approach for model risk management, created audit programs, and performed technical audit engagements across a broad range of models. Contributed to continuous risk monitoring, assurance, and evaluation of model development and validation activities.
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VP, Model Risk ManagerMUFG Bank, Ltd. · TorontoJul 2021 – Jan 2024
Helped develop and implement the bank's model risk management program, coordinated model validation initiatives, and led Americas-wide model risk projects. Supported AI/ML adoption, validation automation, and model governance activities while managing and mentoring junior team members.
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VP, Wholesale Credit Risk ModelingMUFG Bank, Ltd. · TorontoMay 2019 – Jun 2021
Developed and enhanced IFRS9/CECL PD, EAD, and LGD models, built stress testing models, and performed data preparation, calibration, validation, and ongoing monitoring. Used SAS, Python, and R for data extraction, analysis, implementation, and model development.
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Credit Risk Modeling ManagerToronto Dominion Bank (TD) · TorontoApr 2016 – Apr 2019
Led the development of statistical models supporting origination, account management, and collections. Extracted insights from structured and unstructured data, monitored production model performance, and mentored team members while supporting risk strategy and governance teams.
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Marketing Manager, Data Analytics and ModelingBank of Montreal (BMO) · TorontoApr 2015 – Mar 2016
Developed predictive models to cluster and classify customer profiles, delivered models to improve targeting for acquisition, cross-sell, up-sell, and retention, and led analysis of marketing campaign effectiveness. Presented insights and recommendations to business stakeholders.
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Data Scientist, Product ManagementTeradata Canada · MississaugaNov 2011 – Feb 2015
Worked on predictive modeling and segmentation initiatives and used Pentaho and Tableau BI tools to support analytics work.