કામનું વર્ણન

Role overview

We are looking for a Credit Analyst to join a rapidly expanding fintech business in Abu Dhabi. This position will play a key part in evaluating credit risk, supporting lending decisions, and tracking portfolio health, while staying aligned with commercial objectives and UAE regulatory expectations.

Key responsibilities

Review the credit strength of SME borrowers by analyzing financial statements, bank records, and credit bureau information.
Carry out in-depth credit and risk assessments and prepare detailed credit appraisal documentation.
Suggest appropriate credit limits, pricing structures, and measures to reduce risk exposure.
Track portfolio performance and flag early indicators of possible repayment or credit issues.
Work closely with underwriting, sales, and risk stakeholders to assist with lending decisions.
Make sure all activities follow internal credit standards as well as UAE regulatory requirements.
Assist with periodic reviews, renewals, and restructuring of credit facilities.

Required profile

4 to 5 years of experience in a Credit Analyst, Risk Analyst, or comparable role.
Prior exposure to FinTech, NBFC, banking, or broader financial services is essential.
Solid knowledge of credit risk evaluation, lending products, and financial statement analysis.
Experience managing SME, retail, or digital lending portfolios.
Strong working knowledge of Excel and credit assessment tools.
Familiarity with UAE credit bureaus and regulatory frameworks is preferred.
Well-developed analytical ability, communication skills, and stakeholder coordination capabilities.

Compensation and benefits

Monthly salary of AED 10,000 to AED 12,000.
Performance-linked incentives.
Opportunity to work in a fast-growing fintech environment.
Good scope for learning and career advancement.

Additional information

This opening is based in Abu Dhabi, UAE, and is intended for a full-time, on-site hire. The compensation package includes a base salary plus performance incentives.

Application note

Interested candidates can send their CV to sukhmani@latinumhr.com.

Credit Analyst